We Help People Just Like You Find the Perfect Mortgage.

You’ve found one of the best mortgage companies in the United States. For more than 30 years we’ve helped people find the perfect mortgage for their exact situation. If you’re ready for us to find you the absolute best mortgage available, we’re ready to go to work.

Stop Being Overlooked By Lenders

Here at Fort Funding, we can do just about any type of mortgage that can be done, and we’ll take the time to do it. Larger lenders won’t take the time to help people if it isn’t a quick and easy loan– but we will. Are you ready for us to take the time you deserve to find the best mortgage possible?

Bank Statement Loans

If you don’t do standard W2 work, it can be challenging to get a mortgage (and even harder to get the big lenders to even give you a shot). Our bank statement programs have helped many self-employed people get into homes.

Credit Flexibility

We’re transparent in letting you know that we do our best work with folks that have credit scores ranging from 620 – 640 (and higher). However, we’ve been able to help some people with scores of 580 and higher get approved.

No Income Check Loans

Don’t let traditional income requirements hold you back from homeownership. Our no-income-check loans are designed to provide financing solutions without the need for standard income verification.

Conventional Mortgages

Maybe you found our page and you’re looking for the best conventional loan for your situation. We’re here to offer you a personal touch, and the time it takes to get you the perfect conventional loan.

Refinancing

If you’re looking to refinance your property, we can help you feel certain you’re making the perfect move for your exact citation. We’ll help you find the rate and term, cash-out, or stated income refinancing option that suits your needs perfectly.

Unconventional Mortgages

We have access to thousands of lenders who offer unique opportunities to our clients. If you don’t see a loan type you’re looking for (or want to hear more about what unconventional types we offer), we’d love to have a conversation.

FHA Mortgages

A low down payment and affordable rates are just two reasons to consider an FHA mortgage insured by the Federal Housing Administration. FHA loans feature flexible qualification requirements, making them ideal for many buyers.

VA Loans

Veterans, active-duty service members, and eligible surviving spouses can purchase a home with no down payment and no PMI using a VA loan backed by the Department of Veterans Affairs.

Stated Income Loans

For borrowers who may not have conventional income documentation, stated income loans offer a flexible alternative. Simply state your income, and we’ll help you find a financing solution tailored to your needs.

Flexible Income Documentation

If you’re a non-traditional borrower, we understand that standard income documentation doesn’t always apply. Our flexible income documentation loans are built to accommodate unique financial situations, helping you secure the home you want.

First-Time Homebuyers

We make buying your first home simple and stress-free. Our first-time homebuyer programs offer affordable, flexible options to help you achieve your dream.

Foreign National Loans

Invest in U.S. real estate with a foreign national loan offering up to 70% LTV. We specialize in helping international buyers secure financing for their investments.

Non-QM Loans

If a traditional qualified mortgage doesn’t meet your needs, we offer a range of non-QM products designed to fit unique financial situations.

1-6 Family Investment Property Loans

Whether you’re buying a single-family home or a multi-family investment property, we offer specialized programs, including DSCR loans based on tenant leases, to help you secure financing.

Not Sure Which Loan Is Right For You?

We’re here to help. If you’re unsure what type of mortgage suits your needs, we’ll take the time to walk you through all the options we offer. During a personalized consultation, we’ll assess your goals and any obstacles to find the ideal loan for your unique situation.

What Others are Saying
About Fort Funding?

Don’t just take our word for it– here are some actual, word-for-word reviews from real customers just like you.

Wonderful experience working with Gus and James to process my loan. Everything was done seamlessly on time. Thank you both for going above and beyond to help me achieve the American dream. 😊

Laura V. Osorio

Over the years I have worked with Gus and the team at Fort Funding several times on both initial mortgages and subsequent refinancing. They are professional, courteous and thorough. I recommend them without hesitation.

Michael Conniff

Fort Funding did our refinancing for our home and they were FANTASTIC! They made the process super easy and got us a great rate. The staff was on top of their game and were so responsive to any questions or concerns I had. I would strongly recommend them for all your financial service needs.

Security Zone Customer Service

I have worked with Fort Funding Corp numerous times. Gus and his staff are courteous and professional. They pay attention to my needs and go above and beyond to get the best mortgage and rates available. I would highly recommend them if you are looking for a mortgage.

Jake3138 Castiglia

It was a pleasure working with Gus and his team. They made the experience of obtaining a mortgage fast and easy to understand. I would recommend Gus and his Fort Funding team highly for those of you looking to obtain a mortgage

Jimmy Anagnostakos

Came across Fort Funding Corp while searching for a mortgage online. The process was really efficient. Gus and his staff there was super responsive and helpful. They ensure you get the cheapest rate possible. I would definitely recommend coming to them and would use them again myself in the future.

Wilson Luo

Verified Google Reviews

  • I recently purchased my first home and luckily I had the help of Gus and Katrina to help me along the way. They made a very stressful time of my life a little less stressful and were there for me every step of the way. They showed true interest in making sure I was taken care of to the best of their ability and always made sure to be available when I needed. I highly recommend fort funding and I wouldn't go through the purchase of a home with anyone else. thanks guys!

    john sclafani Avatar john sclafani
    March 30, 2019

    Mr. Zacharakos and all the staff at Fort Funding in Bay Ridge were extremely professional from beginning to end. They were timely, willing to answer any questions, kind, and knowledgeable. I recommend anyone to their services. With their help, I was able to close for the first time on a new home for my family. If I could go with them again I would in a minute.

    Victor N Avatar Victor N
    March 30, 2020
  • Came across Fort Funding Corp while searching for a mortgage online. The process was really efficient. Gus and his staff there was super responsive and helpful. They ensure you get the cheapest rate possible. I would definitely recommend coming to them and would use them again myself in the future.

    Wilson Luo Avatar Wilson Luo
    March 30, 2019

    Issac weiser and their whole team is very professional I’m so happy to have you guys to process my loan and very much reliable and very smooth thanks

    hassan Javaid Avatar hassan Javaid
    March 30, 2022
  • Fort Funding did our refinancing for our home and they were FANTASTIC! They made the process super easy and got us a great rate. The staff was on top of their game and were so responsive to any questions or concerns I had. I would strongly recommend them for all your financial service needs.

    Security Zone Customer Service Avatar Security Zone Customer Service
    March 30, 2022

    A great experience, Gus came through as promised and he went way out of his way to make us happy. will defiantly hope to do more business.

    Reuven Magic photo Lab. Avatar Reuven Magic photo Lab.
    March 30, 2020

Why Choose Us? (It Might Surprise You.)

You have a lot of options when it comes to choosing your mortgage lender. That’s why here at Fort Funding, work hard to give every single customer the most incredible lending experience possible. 

This might surprise you, but, we go against the grain of the mortgage industry. Why? Because nowadays, so many lenders have given up quality for quantity– and it’s customers like you who suffer. That’s not us, and it never will be.

Since we began in our small office in Brooklyn in 1993, we’ve treated every client like family, and reimagined what a first-class, personal mortgage experience can look like. 

If you’re looking for a personalized experience we’re excited to show you the hundreds of loan options available at incredible rates.

Start Your Mortgage Approval Process Now

Have Questions? Give us a call. We love helping people find the answers they need.

(844) 255-5400

NEW YORK

NMLS #39463 – License #A003656

Registered Mortgage Broker – New York State Department of Financial Services. All loans arranged through third party providers.

 

PENNSYLVANIA

NMLS #39463

Licensed by the Pennsylvania Department of Banking and Securities.

 

NEW JERSEY

NMLS #39463

New Jersey Residential Mortgage Broker. Licensed by the NJ Department of Banking and Insurance. We do not make any mortgage commitments or fund any loans. All loans arranged through third party providers.

 

FLORIDA

Licensed by the Florida Office of Financial Regulation.

Licensed by the Florida Office of Financial Regulation.

 

CONNECTICUT

NMLS #3946 – License #20264

Connecticut Mortgage Broker – Connecticut Department of Banking.Mortgage Broker only, not a Mortgage Lender or Mortgage Correspondent Lender.

 

CALIFORNIA

LICENSE/REGISTRATION # 60DB0-148018

Licensed Under the California Department of Financial Protection and Innovation

 

Visit www.nmlsconsumeraccess.org for complete state licensing information.

Fort Funding Corp. NMLS# 39463